Quick AnswerMakiki is one of urban Honolulu’s most convenient and attainable neighborhoods, sitting just mauka (inland) of Ala Moana and minutes from downtown. It is primarily a condo market,
I have mastered the ability to make accurate, timely and practical decisions regarding the lives of those I come in contact with. I carried these traits into the mortgage world and devote myself every day to being a positive impact on both the homebuyers I serve for and the Realtor Teammates I support.
Let me Lead the Way to Homeownership!
Rick Yniguez was born and raised in Los Angeles, California and is a resident of Hawaii for over two decades. He entered the residential mortgage profession in 2019. Rick Yniguez previously served 23 years in the United States Army and has operated in countless strategic assignments and critical organizational environments.
Rick Yniguez holds a Master’s degree in Business Administration with a concentration in Quality Management (MBA-QM), a Bachelor’s degree in Business Administration (BSBA) and a wide variety of leadership, professional development and operational course completions. He is a Certified Veterans Loan Specialist (CVLS) with the National Association of Mortgage Brokers (NAMB).
Why Choose Rick Yniguez as Your Loan Officer?
• I am a passionate and professional Loan Officer that believes in providing the very best service.
• I give 100% time and effort to keep the homebuying experience a smooth operation.
• I believe the homebuying experience should be one of ease and not frustration for all parties involved.
• I work 1-on-1 with the buyer to maximize homebuying options and provide prompt, constant support.
• I have partnerships financial education organizations, both for first-time homebuyers and seasoned investors.
• I can refer those who require debt or credit management to highly recommended companies and services.
• I prepare homebuyers with sound financial planning by exercising Care, Strategy, and Life Plan goal setting.
Allow me to be a part of your team and experience my top-quality service and dedication!
I have been in the real estate industry for 15+ years. As an Academy Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".
As an army veteran who found her true passion in real estate, Tshering is here to assist you with your mortgage financing needs. She is passionate about helping you build wealth through real estate, whether you are a first-time home buyer or a seasoned investor!
Paradise Home Mortgage is a fast-growing company in the mortgage industry with a range of accolades to its name. Pacific Business News recently ranked Paradise Home Mortgage the 2nd Fastest Growing Company in the state, while also recognizing it as the #1 Mortgage Company on the list. Expertise.com ranked the company as “The Best of the Best Mortgage Broker” in Honolulu for the last two years running, and also in two other cities in which it is licensed. MyBaseGuide, a comprehensive digital resource for all active-duty military personnel, recently recognized Paradise Home Mortgage as the “Military Trusted Company” in the mortgage industry for the state of Hawaii. The company is headed by Managing Broker Jeff Grillion, who has won awards for being one of the Top Brokers in the country for working with US Military Veterans. Jeff has also been the "Local Mortgage Expert" on the Channel 2 News in Hawaii since 2018, appearing on various shows and shooting multiple “Things2Know Mortgage Segments” on hot topics for consumers seeking a mortgage.
However, what sets Paradise Home Mortgage apart from other financial companies and banks is its #1 Virtue, INTEGRITY. The company believes in doing business the old-fashioned way and caring for clients as it would for its own family members. With nearly a perfect rating and over 200 5-star reviews on various sites, such as Google, BBB, and Yelp, it has earned a reputation for treating every customer like Ohana and helping them secure the lowest wholesale rates in the industry.
Paradise Home Mortgage prides itself on being a Mortgage Brokerage, which can offer consumers the opportunity to secure a lower interest rate and/or save over $10,000 on average when compared to going with a bank. Banks and most other large national lenders have additional rules and guidelines on their mortgage approvals, known as guideline “overlays,” which can lead to customers being declined even though they meet all eligibility criteria and guidelines. By contrast, a mortgage broker like Paradise Home Mortgage can provide personalized service, less paperwork, and more lenient guidelines, making it an ideal option for anyone looking to purchase a new home or refinance an existing loan.
At Paradise Home Mortgage, the company’s state-of-the-art systems ensure a smooth and efficient homebuying and refinance process. Customers can securely upload documents directly from their mobile phones, and personalized videos keep them informed and advised of the milestones achieved and what to expect next. Even with all the technology in place, the company still believes that working one-on-one with a human is the best approach, which is why it assigns each customer to a licensed loan officer. The company is headquartered in Hawaii and makes itself available to customers and their agents 7 days a week, even when banks and large lenders are closed.
Quick AnswerMakiki is one of urban Honolulu’s most convenient and attainable neighborhoods, sitting just mauka (inland) of Ala Moana and minutes from downtown. It is primarily a condo market,
Quick AnswerThe best agent for a first-time buyer on Oahu is a full-time local REALTOR® who explains the process in plain language, knows Hawaii-specific issues like leasehold, AOAO fees, and
At the very top of the Oahu market sit trophy estates on Diamond Head, Kailua Bay, and Lanikai that trade in a league of their own. While the island’s median single-family home is $1,224,500
On Oahu, a condo is the most direct path to ownership — and the good news is that the sub-$500K segment is where much of the action is. The island’s condo median stood at $504,500 in